What are cookies?

Cookies are text files containing small amounts of information, which your computer or mobile device downloads when you visit a website. When you return to websites – or visit websites that use the same cookies – they recognise these cookies and therefore your browsing device.

Like most mortgage providers, we use cookies to do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences and generally improving your browsing experience.

If you visit our websites, we will deploy these technologies to provide an online service more suited to the device you connect from, as well as to prevent and detect fraud, keeping you secure. When you visit our website from any device (mobile, tablet or PC), we collect information about your use of this site, such as information about the device or browser you use to access the site (including device type, operating system, screen resolution etc.), the way you interact with this site, and the IP address your device connects from. You may not be able to initiate or complete some online activities unless these cookies or similar technologies are installed. Please note, we may not be able to process certain transactions if you are physically located in certain countries.

 

What we use cookies for:

  • Temporarily store input information in our calculators, tools, illustrations and demonstrations;
  • Improve our understanding of how you navigate through our sites so we can identify improvements; and
  • Evaluate our sites' effectiveness (we own the anonymous data collected and don't share it with anyone).

Two types of cookies are used on this web-site: Session Cookies: temporary cookies that remain in the cookie file of your browser until you leave the site; and Persistent Cookies: cookies which remain in the cookie file of your browser for much longer (though how long will depend on the lifetime of the specific cookie).  We may collect session cookies to allow you to carry information across pages of our web-site and avoid having to re-enter information. We may collect persistent cookies to help us recognise you as a unique visitor when you return to our web-site and to allow us to speed up access to the site. Click here to find out more.

 

Changing your cookie settings

You have the ability to accept or decline cookies by modifying the settings in your browser. However, you will be unable to use certain features of our web-site if cookies are disabled.

 

Legal notice

This policy may be updated from time to time so please revisit this section of the web-site on a regular basis. This policy is not intended to and does not create any contractual or other legal rights. This policy does not cover the links within this site linking to other sites or the content of those sites.