Foundation Home Loans is committed to your needs through our service standards. However, should you feel unhappy with the service that we have provided, then please refer to our formal complaints procedure.

Complaints Procedure

Our complaints procedure is available to download or view here. 

Complaints Summary Data

Every six months we are required by the FCA to provide them with information relating to the complaints that have received and investigated. This data is then published both by the FCA, and us, on our website.

The table below provides a summary of complaints received and resolved by Paratus AMC Limited in the period 1 January to 30 June 2017.

Firm name: Paratus AMC Limited

Period covered in this report: 1 January - 30 June 2017

Including Paratus AMC where trading as Foundation Home Loans.

Product / service grouping Number of complaints opened by volume of business Number of complaints opened Number of complaints closed Percentage closed within 3 days Percentage closed after 3 days but within 8 weeks Percentage upheld Main cause of complaints opened
Home finance 13.81 per 1,000 accounts 347 313 13% 87% 18% Disputes over sums / charges
Insurance and pure protection 676.21* per 1,000 accounts 614* 609 91% 9% 2% Unsuitable advice


*The insurance and pure protection complaints relate to Payment Protection Insurance and Buildings Insurance. The opened figures above include 573 complaints relating to Payment Protection insurance, however we do not provide this type of insurance. 

How to contact us if you have a concern

The simplest and quickest way to express your concern is to contact us, quoting your account number on 0344 770 8030 or email us at If you are unhappy with our response, you can pursue your complaint with the Financial Ombudsman Service which can be contacted by post at Exchange Tower, London E14 9SR, by email at or by telephone on 0800 023 4567. Alternatively you may be eligible to seek online dispute resolution via the European Commission whose website may be accessed at