Forbearance is provided by us to help you overcome a period of financial difficultly repaying your mortgage, to enable you to get your mortgage back on track.

If your mortgage falls into arrears, or to stop your mortgage falling into arrears, we have a number of solutions that are called forbearance options that we will discuss  with you.

These may include:

• Agreeing to make additional overpayments over time to repay any missed payment(s)
• Making reduced payment(s) for an agreed time
• Changing the terms of your mortgage such as extending the repayment term
• Temporarily agreeing for you to switch from a capital repayment mortgage to only paying interest for a short period
• Other options depending on your personal circumstances

If you are worried about your mortgage payments, we would like to help you. Please be reassured that contacting us to discover what help may be available will not impact your credit score or credit history, so please contact us as soon as possible on 0344 770 8030 to discuss how we can help you.